1. Avoids Contact
2. Breaks Terms
3. Finds Fault with the Product
4. Ignores Demand Letters
5. Requests Payment Arrangements
6. Makes Partial Payments
7. Provides NSF Checks for Payments
8. Holds Debit Balances for Payment
9. Refuses to sign a Personal Guarantee
10. Competitors Calling for Credit References
11. Refuses to Return Merchandise
12. Troubling Rumors within the Industry
13. Knowledge of Purchases from the Competition
14. ALL SOCIAL MEDIA GOES QUIET
15. Sends Postdated Checks
16. Is Placed on Credit Hold
17. Does not pick up ordered Products
18. Claims Invoice or Pricing Problems
19. Repeatedly Requests Invoice Copies
20. High Turnover in the A/P Department
